Planning for your financial future is a crucial step, and understanding your retirement plan is key to achieving your long-term goals. John Hancock Retirement Plan Services offers a platform designed to help you navigate this journey. This overview explains the services provided and clarifies the nature of the information offered.
John Hancock operates an open-architecture platform, providing administrative and recordkeeping services for retirement plan sponsors and administrators. This means they offer a wide range of investment options to these plan sponsors. John Hancock Trust Company LLC further supports these plans by offering trust and custodial services. They also provide Individual Retirement Accounts (IRAs) and manage Collective Investment Trusts.
It’s important to understand that the content provided by John Hancock is for general informational purposes only. While believed to be accurate at the time of posting, it is subject to change. Unless explicitly stated otherwise, it is not intended to provide investment, tax, plan design, or legal advice. Therefore, it is essential to consult with your own independent advisor for personalized guidance on any investment, tax, or legal matters related to your retirement plan.
Remember, no investment strategy can guarantee specific objectives will be met. Investments are not FDIC insured, may lose value, and are not bank guaranteed. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York.
In summary, John Hancock provides a platform and services to support retirement plans, but it is crucial to seek personalized advice from a qualified professional to make informed decisions about My Plan John Hancock and your overall financial strategy.
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