Looking to invest in a new John Deere tractor? For a limited time in early 2025, John Deere Financial is offering exceptional financing deals to help you get the equipment you need. Whether you’re a homeowner, farmer, or run a commercial operation, there’s a financing option tailored for you. Take advantage of these special annual percentage rates (APR) to make your purchase more affordable.
Option 1: Consumer Revolving Plan
For personal use purchases made between February 4, 2025, and April 30, 2025, you can benefit from a 1.5% APR for 36 months with a John Deere Financial Revolving Plan account. No down payment is required. After the initial 36 months, regular revolving plan rates will apply, which currently stand at 22.5% APR (as of February 3, 2025) and may vary. This offer is available at participating U.S. dealers and applies to new equipment only.
Option 2: Consumer and Agricultural Installment Credit
If you prefer installment credit, John Deere Financial offers another attractive deal for both consumer and agricultural use. For qualifying purchases made from February 4, 2025, to April 30, 2025, you can secure a 1.5% APR for 36 months. While a down payment may be required (averaging around 10%), payments are estimated at just $28.42 per month for every $1,000 financed. Remember that taxes, freight, setup, insurance, and delivery fees can affect your monthly payment amount. This offer is also valid at participating U.S. dealers on new equipment.
Option 3: Commercial Installment Credit
For commercial operations, there’s a dedicated installment credit offer. Available on purchases from January 1, 2025, through April 30, 2025, this plan features similar terms – a 1.5% APR for 36 months, subject to approved credit with John Deere Financial. A down payment may be necessary, typically around 10%. It’s important to note that this commercial offer excludes sales to government agencies, company direct sales, or entities participating in John Deere’s Special Discount or Rental Business Programs. This offer is also available at participating U.S. dealers for new John Deere tractors.
Don’t miss out on these limited-time financing offers to acquire the John Deere tractor you need for your property or business. Visit your local participating U.S. dealer before April 30, 2025, to learn more and take advantage of these special rates.