Welcome to johnchen.net. This website provides general information intended to help you understand topics related to financial planning and retirement. If you are looking for details about your John Hancock plan, it’s important to understand the nature of the information presented here. The content on this website is for general informational purposes only and should not be considered as specific advice related to your personal financial situation or John Hancock plan.
It’s essential to recognize that while we strive for accuracy and reliability in our content, information is current as of the posting date and may be subject to change. Therefore, it should not be taken as investment, tax, plan design, or legal advice unless explicitly stated otherwise. For advice tailored to your unique circumstances and John Hancock plan, we strongly recommend consulting with your own independent financial advisor. Remember, no investment strategy can guarantee specific objectives will be achieved.
John Hancock Retirement Plan Services LLC plays a crucial role in administering and recordkeeping for retirement plans through an open-architecture platform. Furthermore, John Hancock Trust Company LLC offers trust and custodial services to these plans, alongside Individual Retirement Accounts and Collective Investment Trusts. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York. It’s important to note that product features and availability can vary by state.
All entities operate under the John Hancock brand name in various capacities. They provide a platform of diverse investment options to retirement plan sponsors and administrators, without considering the individualized needs of any specific plan. Unless explicitly stated in writing, none of these entities are providing impartial investment advice or acting in a fiduciary capacity. Securities are offered through John Hancock Distributors LLC, a member of FINRA and SIPC.
Important Disclaimers to Remember:
- NOT FDIC INSURED. Your investments are not protected by FDIC insurance.
- MAY LOSE VALUE. Investment values can fluctuate and you could lose money.
- NOT BANK GUARANTEED. Investments are not guaranteed by a bank.
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