Understanding John Hancock Investments and 529 Education Savings Plans

When considering options for education savings, it’s crucial to explore all available resources, particularly 529 plans. If your state or your designated beneficiary’s state offers a 529 plan, carefully evaluate the potential state income-tax benefits and other advantages it might provide. These could include financial aid perks, scholarship opportunities, and protection from creditors. State-specific benefits are important factors to weigh when making investment decisions about 529 plans offered through John Hancock Investments or other providers. It is advisable to consult with a financial, tax, or other qualified advisor to understand how these state benefits could apply to your individual circumstances. You can also directly contact state 529 plans or any other 529 education savings plan to get detailed information on their specific features.

For comprehensive details about investment objectives, potential risks, fees, charges, and expenses associated with 529 plans, it is essential to obtain and carefully review the Plan Disclosure Document or prospectus for any underlying funds. You can request these documents from your financial professional or by calling 866-222-7498. The Plan Disclosure Document provides crucial information about municipal fund securities and the underlying investment companies, which should be thoroughly considered before making any investment. Always read the Plan Disclosure Document carefully before investing in any 529 plan.

John Hancock Freedom 529 is an education savings plan offered by the Education Trust of Alaska. The plan is expertly managed by T. Rowe Price Associates, Inc., and distributed by John Hancock Distributors LLC. John Hancock Distributors LLC facilitates distribution through broker-dealers and investment advisory firms that have established agreements with them. John Hancock Distributors LLC is a member of FINRA and is also listed with the Municipal Securities Rulemaking Board (MSRB). © 2025 John Hancock. All rights reserved. The information presented here is believed to be accurate as of the original printing date.

For further information regarding John Hancock Freedom 529, please contact:

John Hancock Freedom 529
P.O. Box 17603, Baltimore, MD 21297-1603
866-222-7498
jhinvestments.com/529

Important Note: It is critical to remember that 529 plans are not FDIC insured, may lose value, and are not guaranteed by any bank or state. Understanding these risks is a vital part of informed investment decision-making when considering education savings options from John Hancock Investments.

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